Post Date December, 03 2023
Gender Marriage: Family Financial Plan for Beauty Marriage
To maintain a happy marriage, both spouses must share common values, and many family disputes arise from a lack of common understanding of family financial plans. A good family financial plan can effectively avoid marital conflicts and help maintain a happy marriage.
1. Both spouses should unify their values and money values.
To reduce financial disputes between spouses, the first step is to have a unified set of values and values, learn to seek common ground while reserving differences, and communicate more when there are significant differences. On the basis of unifying values and money values, developing a family financial plan can achieve targeted goals.
2. Establish a household common account to share household expenses.
Many couples, once married, become accustomed to mixing their money together and do not have the habit of keeping accounts, which often leads to disputes over money that are difficult to explain clearly. Brothers should also have clear accounting skills, and couples should also learn to manage their finances under the AA system. This is not to distrust each other. A separate family account can be established, which is shared equally by both spouses, and the amount inside is used to jointly bear the daily expenses of the family.
3. Both husband and wife keep personal accounts and do not interfere with each other's income and expenses.
On the basis of establishing a family account, individuals retain control over their respective income and do not interfere with each other's personal accounts. This may seem cold and heartless, but it is actually a protection of personal privacy and freedom. Marriage does not mean complete sharing of money. Moreover, retaining a personal account also has the advantage of using personal savings to prepare gifts for the other party and creating surprises.
4. Plan ahead and develop a family savings plan.
While ensuring a standard of living, it is important to develop the habit of being proactive, develop a family savings plan, and avoid spending freely. In addition to the upcoming childbirth costs and reserve funds for raising children, it is also necessary to cope with potential emergencies, so it is important to maintain a steady flow of funds and ensure a certain amount of savings for emergencies.
5. The expenses related to the other party's family and relatives should not be concealed, but should be communicated with each other.
Some couples may hide their own small coffers and hide from each other when their families need financial support, which can actually hurt their relationship. It's better to communicate openly and let the other party have the right to know. This is not only a respect for marriage, but also a manifestation of your love for the other party.
